Allan Johnson
Senior Risk Protection Adviser, Personal, Family & Business
Mobile: 0409 460 485 | Phone: 03 9017 0343
[email protected]
Senior Risk Protection Adviser, Personal, Family & Business
Mobile: 0409 460 485 | Phone: 03 9017 0343
[email protected]
Income protection insurance, or sometimes referred to as salary continuance, can replace your income if you are unable to work due to sickness or injury.
When sickness or injury stops you from working for an extended period of time, it’s beneficial to ensure that you can continue to receive a monthly income (usually 75% of your salary) to support your lifestyle.
Life and total permanent disablement cover is a cost-effective way of protecting assets.
This policy ensures your family will receive a lump sum payment in the event of your death or if you are permanently disabled and unable to work, allowing them to pay for ongoing living expenses.
A serious injury like cancer or stroke can, unfortunately, affect any of us. If it does happen, you want to be able to focus all of your energy on getting better again, not worrying about bills or loss of income.
Trauma cover provides you and your family with a lump sum if you’re diagnosed with one of many defined serious medical conditions, or undergo certain medical procedures.
Key Person Insurance is effectively insurance on the ‘key person’ in a business. These are the people who are crucial to a business, the ones whose absence would financially impact the company.
A company purchases an insurance policy on its key employee(s), pays the premiums and is the beneficiary of the policy.
Allan Johnson
Senior Risk Protection Adviser, Personal, Family & Business
Mailing Address: PO Box 101 Moonee Ponds Vic 3039
Office: Level 23, Collins Square Towers, 727 Collins Street Melbourne Vic 3008 Australia
Allan Johnson (ARN 270408) & Risk Solutions Pty Ltd ATF Risk Solutions Trust T/A MAI Personal Risk (ABN 211 6987 1203 / ARN 392854) are Authorised Representative of Core Financial Services Pty Ltd ABN 91 607 163 646 / AFSL 480009